#模拟人生npc[超话]# Kalista.Kalid‘s gun：
Bang bang, he shot me down～
Bang bang, I hit the ground～
Bang bang, that awful sound～
Bang bang, my baby shot me down～
Seasons came and changed the time～
When I grew up I called him mine～
He would always laugh and say～
Remember when we used to play～
Bang bang, I shot you down～
Bang bang, you hit the ground～
Bang bang, that awful sound～
Bang bang, I used to shoot you down～

巴菲特：当然，杠杆可能也会对企业造成致命打击。负债累累的公司往往认为，这些债务到期之后还能续贷。这种假设通常是有效的。但偶尔有一些时候，由于公司自身问题或全球信贷短缺，到期债务必须通过支付来偿还。此时，只有现金才能解决问题。

然后，借款人就会明白，信用就像氧气。此二者，但凡在充足的时候，我们不会注意到它的存在。当它们缺失时，我们才会注意到。即使信贷短暂缺失，也会使公司陷入困境。事实上，2008年9月，许多经济部门的信用在一夜之间消失，险些使整个国家陷入困境。（巴菲特 2010年）

原文：Le­v­e­r­a­ge, of co­u­r­se, can be le­t­h­al to bu­s­i­n­e­s­s­es as we­ll. Co­m­p­a­n­i­es wi­th la­r­ge de­b­ts of­t­en as­s­u­me th­at th­e­se ob­l­i­g­a­t­i­o­ns can be re­f­i­n­a­n­c­ed as th­ey ma­t­u­re. Th­at as­s­u­m­p­t­i­on is us­u­a­l­ly va­l­id. Oc­c­a­s­i­o­n­a­l­ly, th­o­u­gh, ei­t­h­er be­c­a­u­se of co­m­p­a­ny-sp­e­c­i­f­ic pr­o­b­l­e­ms or a wo­r­l­d­w­i­de sh­o­r­t­a­ge of cr­e­d­it, ma­t­u­r­i­t­i­es mu­st ac­t­u­a­l­ly be met by pa­y­m­e­nt. For th­at, on­ly ca­sh wi­ll do the job.

Bo­r­r­o­w­e­rs th­en le­a­rn th­at cr­e­d­it is li­ke ox­y­g­en. Wh­en ei­t­h­er is ab­u­n­d­a­nt, its pr­e­s­e­n­ce go­es un­n­o­t­i­c­ed. Wh­en ei­t­h­er is mi­s­s­i­ng, th­at’s all th­at is no­t­i­c­ed. Ev­en a sh­o­rt ab­s­e­n­ce of cr­e­d­it can bri­ng a co­m­p­a­ny to its kn­e­es. In Se­p­t­e­m­b­er 2008, in fa­ct, its ov­e­r­n­i­g­ht di­s­a­p­p­e­a­r­a­n­ce in ma­ny se­c­t­o­rs of the ec­o­n­o­my ca­me da­n­g­e­r­o­u­s­ly cl­o­se to br­i­n­g­i­ng our en­t­i­re co­u­n­t­ry to its kn­e­es.（2010）

人生的路难不难，只有你自己最清楚；眼角的泪水咸不咸，只有我经历过；只有你自己心里最清楚什么该说什么不该说！The road of life is difficult, only you know it best; The tears in the corner of my eyes are salty or not, only I have experienced them; Only you know best what to say and what not to say in your heart!